We’ve been alerted to fraudulent text messages and phone calls impersonating North Coast’s Fraud Department inquiring about a scheduled transfer and then requesting personal and account information. Please refrain from responding to such requests. If you receive suspicious messages or have any inquiries contact us directly at 800-696-8830. Your vigilance dealing with these scammers is crucial in safeguarding your personal information.
Home Mortgages
We know life has its ups and downs. When you become a member, we like to start by getting to know you. Our job is to match your goals to the most affordable home mortgage available.
Together we can evaluate all of your options. You’ll always know where to go if you have a question on your home mortgage because we keep and service our loans. This gives us more flexibility and our members like it that way. Get started by applying now, or give us a call to make an appointment with your neighborhood branch by calling 800-696-8830. You be You. We’ve got you.
Equal Housing Lender. APR=Annual Percentage Rate
We want you to have the most affordable mortgage available. There are many types of home mortgage loans available and many factors to consider when evaluating your options. Bring us all your offers and we will review them with you and help determine the best options for you. This is a no obligation service for our members. If a home mortgage from another institution is best for you, we will tell you. Make a Personal Comparison appointment today by calling 1-800-696-8830. Loans are approved based on qualifications. APR=Annual Percentage Rate.
30 Year Fixed Mortgage
If you plan to be in your home for a number of years a traditional Fixed Rate Mortgage may be a great choice. Your payments won't fluctuate unless your taxes and insurance rates change. Your interest rate is locked in for the duration of your loan.
Adjustable Rate Mortgage
If you plan to pay off your home mortgage within 10 years or expect your income to increase significantly in the coming years an Adjustable Rate Mortgage, (ARM), may be right for you. You may qualify for a larger home loan with an ARM and you'll have lower payments during the first years of your loan.
More Home & Lot Loan Options
We provide financing for all kinds of property including Land and Lot Loans for fully serviced lots and Jumbo Loans for homes greater than $548,250.
Construction
Loans
Our one-step Construction Loans can save your time and money. If you are ready to build that house you've been dreaming of let us know. We will be happy to help you.