FREE Smart Checking Accounts include:
Fee Free ATMs ATM Locations
Privilege Pay Overdraft Protection Privilege Pay Information
Online and Mobile Banking Virtual Branch Information
Mobile Deposits Mobile Deposit Information
Bill Pay Bill Pay Information
eStatements eStatement Information
eAlerts eAlert Information
Free Smart Checking Benefits
When you do some of your banking online you automatically receive additional FREE Smart Checking Benefits:
Earn 3.90 APY on the first $1,000 in your SMART Checking Account.
Save $15 on each Privilege Pay overdraft
Save $50 with a North Coast BIG Rewards Credit Card because the annual fee is waived.
Receive your FREE Smart Checking Benefits when you:
1. Have a valid eMail address and use eStatements.
2. Use Direct Deposit and Bill Pay at least once a month.
3. Use your North Coast Debit or Credit Card at least once a month.
Open your FREE Smart Checking Account with your Social Security or ITIN number.
APY = Annual Percentage Yield