Loan Rates Overview
A printable version of our rates (PDF) is also available.
Last updated: December 29, 2009.
| Vehicles | |
|---|---|
| Vehicles | |
| Rate | 5% to 10.75% APR |
| Repayment Terms | Up to 84 Months |
| Recreational Vehicles | |
| Motorhomes | |
| Rate | 7.375% to 11.875% APR |
| Repayment Terms | Up to 240 months |
| RV / Motorcycles / ATVs / Jet Skis / Snowmobiles / etc | |
| Rate | 7.875% to 17.25% APR |
| Repayment Terms | Up to 72 Months |
| Personal (unsecured) | |
| Smart Line of Credit | |
| Rate | 8% to 18% APR |
| Repayment Terms | Revolving, interest only payments |
| Personal Line of Credit | |
| Rate | 9% to 18% APR |
| Repayment Terms | Revolving, interest only payments |
| Personal Loan | |
| Rate | 10% to 18% APR |
| Repayment Terms | Up to 60 months |
| CD & Share Secured | |
| Share Secured | |
| Rate | 6% - 6.5% APR |
| Repayment Terms | Up to 10 years |
| CD Secured | |
| Rate | Certificate rate plus 3% |
| Repayment Terms | CD must be pledged throughout loan term |
| Real Estate | |
| Secondary Market Mortgages | |
| Rate | Rates may change daily. Call for current rates. |
| Repayment Terms | Fixed Rates for 15, 20, 30 and 40 Years. Adjustable Rate Mortgage also available. |
| Portfolio Mortgages | |
| Rate | 6.875% with 7.018% APR Based on $100k loan amount and 1% fee. |
| Repayment Terms | 30 year fixed |
| Land / Lot | |
| Rate | 6.5% to 7% APR with 1% fee. |
| Repayment Terms | 5 year balloon |
| Home Equity | |
| Rate | 6.75% - 9.75% APR with 1% fee. |
| Repayment Terms | 10 year balloon w/30 year amortization |
| HELOC | |
| Rate | As low as 5% APR |
| Repayment Terms | Revolving for 10 years, then fixed for 10. |
