Investments

We invest time into our jobs, families, and health. Are you investing that same time into your financial future? We are in changing times, long gone are hefty employer pensions and the promise of social security when you retire. We are living longer and acquiring more debt. Investing is more important then ever.




Enjoy tax-deferred interest and the ability to save for your retirement future. At North Coast we offer a variety of Individual Retirement Accounts (IRAs) to meet your individual needs. First, it's important to understand your options:

The Traditional IRA

The Traditional IRA is a tax-deferred account that helps you save for your retirement. Contributions made to your Traditional IRA are typically tax-deferred and interest is tax-deferred until funds are withdrawn.

The Roth IRA

The Roth IRA also enjoys the benefit of tax free-interest. Typically, contributions made to a Roth, are not tax-deferred. So, you pay tax now to get the benefit later. Moreover, in certain circumstances, you may remove funds from your Roth without a tax penalty prior to retirement.

Are you looking to convert your Traditional IRA to a Roth? North Coast can handle your conversion needs.

The SEP IRA

Does your employer have a SEP retirement plan? If so, North Coast has your SEP IRA product. A SEP IRA can receive contributions from yourself and your employer. Your SEP IRA works much the same as a Traditional IRA; the primary difference is the contribution limitations.

This information is provided as an educational overview, and is not intended to give specific tax advice. Always consult with a properly-qualified tax advisor for individualized advice, and to determine which IRA product is right for you.